*{padding:0;     margin:0}
body{background:#fff url(images/bg.jpg) repeat-x; font-family:Arial,Helvetica,sans-serif; font-size:12px; line-height:18px; color:#333; }
img{border:none}
a{color:#0A6380; text-decoration:none}
a:hover{text-decoration:underline; color:#000}
ul {  

list-style: disc;
padding-left: 2em;

	 }

#wrap{margin:0 auto; width:700px}
#header{height:100px}
#header h2{color:#3692AF; font-size:19px; font-weight:100; padding:0 0 0 0; letter-spacing:-1px; text-transform:uppercase; line-height:12px}
#header h3{color:#3692AF; font-size:15px; font-weight:100; padding:0 0 0 0; letter-spacing:-1px; text-transform:uppercase; line-height:12px}
#content{padding:10px 0}
.left{width:700px; float:left; text-align:justify}
.left h2{color:#40749c; font-size:22px; letter-spacing:-1px; font-weight:100; padding:15px 0 15px 0}
#footer{border-top:1px solid #e6e6e6; text-align:right; color:#e6e6e6; font-size:11px; padding:0 0 10px 0}
div.optout{padding:15px; background-color:#e6e6e6; border:1px solid #40749c; color:#40749c; font-weight:bold; font-size:125%; display:none; margin:5px 0 15px 0; text-align:center}